Open enrollment for 2020 individual and family coverage begins November 1, 2019 and continues through December 15, 2019 for benefits effective January 1, 2020. To change your medical or dental plan or to enroll in new coverage for the remainder of 2019, you’ll have to qualify for special enrollment.
Certain life events might qualify you for special enrollment. This means you can enroll in a health plan outside of the annual open enrollment period. Here are a few of the qualifying events that could make you or those you cover eligible:
- You have a newborn.
- You gained a spouse or domestic partner or you became a spouse or domestic partner.
- You lost healthcare coverage due to termination of employment.
- You lost healthcare coverage because you are a dependent who turned 26 and are no longer eligible to be covered by your plan.
- You lost healthcare coverage due to discharge from the military.
Learn more about special enrollment, including qualifying events, coverage effective dates and documents you’ll need to provide in order to enroll.