UNTIL FURTHER NOTICE: Policies with an effective of date of September 1, 2024 are temporarily unavailable, pending regulatory approval. We apologize for the inconvenience, and look forward to providing you with updated policies in accordance with new federal requirements.

Short term medical insurance: bridging the gap

Short term medical insurance covers major medical expenses resulting from an accident or illness. While it doesn't cover everything an ACA plan does, it can help you feel protected while you're figuring out a longer-term solution.

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Who is it for?

Circumstances are different for everyone, but usually people enroll in short term medical insurance because they have a gap in coverage, but aren't eligible for Medicaid, Medicare, or are outside of Open Enrollment.

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You've got options

Our plans offer flexible ranges of cost and coverage, so you can find the right fit for you. Tailor your plan by policy duration, deductible amount, coinsurance percentage, and optional pharmacy reimbursement.

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Already a member?

If you have a question about payments, billing, plan options, or anything we can help with, you'll find answers here.

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About Moda Health

Since 1955, we've been providing our members the choice, coverage and compassion they need to feel their very best. We’ve helped members in Oregon and Alaska with innovative health plans and caring customer service, and are excited to now offer short term medical plans in Alaska and Texas.