Shop our
short term medical plans

Enter your Alaska or Texas ZIP code below to view plan options

Ready to start exploring plans?
  1. We’re sorry — Short Term Medical plans are not available in your area. Please contact a local insurance agent to explore your options.

    We're sorry — we don't offer Short Term Medical plans in your area. Learn about other medical coverage options.

    Please enter a valid ZIP code

You've got options

Our short term medical insurance plans offer flexible ranges of cost and coverage, so you can find the right fit for you. Tailor your plan by choosing your policy duration, deductible amount, coinsurance percentage, and optional pharmacy coverage, and we’ll take care of the rest.

Coinsurance icon is a circle with a percentage symbol inside

Policy Duration:

Our short term plans run as short as 30 days, or as long as 185. You choose the range that meets your need.

Deductible icon is a circle with a dollar sign inside

Deductible:

Choose from $500, $1,000, $2,500, $5,000 or $7,500 per member.

Coinsurance icon is a circle with a percentage symbol inside

Coinsurance:

Once you meet your deductible, choose how much you pay — 20%, 30% or 50%.

RX icon is a circle with the letters "RX" inside

Pharmacy:

Choose whether you’d like to include outpatient prescription coverage in your plan.

Know before you go

Short term insurance can be a lifesaver, but there are a few things you should know:

Short term plans are a great way to bridge gaps between more permanent coverage, and we encourage you to make sure the details of our plans fit your needs.

This coverage is not required to comply with certain federal market requirements for health insurance, principally those contained in the Affordable Care Act. Be sure to check your policy carefully to make sure you are aware of any exclusion or limitations regarding coverage of pre-existing conditions or health benefits (such as hospitalization, emergency services, maternity care, preventive care, prescription drugs, and mental health and substance use disorder services). Your policy might also have lifetime and/or annual dollar limits on health benefits. If this coverage expires or you lose eligibility for this coverage, you might have to wait until an open enrollment period to get other health insurance coverage.

The benefit maximum payable by Moda Health is $1,000,000 per member per policy.

All plans also include accidental death benefits, which vary by state.

A group of people doing a yoga workout together

Find your plan

Ready to start exploring plans?
  1. We’re sorry — Short Term Medical plans are not available in your area. Please contact a local insurance agent to explore your options.

    We're sorry — we don't offer Short Term Medical plans in your area. Learn about other medical coverage options.

    Please enter a valid ZIP code