Provider details

Your short term medical plan with Moda Health doesn’t make use of a provider network. You can see any doctor you choose, but you’ll be responsible for the provider charges not covered by the policy.

It’s important to understand that your out-of-pocket costs may vary. To avoid surprises, we recommend that before you use your short term medical insurance, you:

  • Ask the doctor or service provider for cost estimates
  • Make sure your appointment is not related to a pre-existing condition. It will not be covered by short term medical insurance.
  • Keep in mind that you bear 100% of covered expenses until your deductible is met