Oregon health insurance
We’ve got plans for you!
At Moda Health and Delta Dental Plan of Oregon, we're here to help you find high-quality medical and dental plans that fit your needs.
Since 1955, we've helped individuals and families across Oregon get the quality health coverage they deserve. Our plans include access to trusted doctors and hospitals, helpful wellness programs, easy-to-use digital tools and friendly customer support whenever you need it. Whether you’re looking for medical coverage, dental insurance, or both, we’re here to help you make confident healthcare decisions and get more value from your health plan.
Oregon Open Enrollment Periods
Open Enrollment for 2027 Individual & Family health plans begins November 1, 2026. Enroll by December 31 2026 for coverage effective January 1, 2027. You can continue to enroll through January 15, 2027, with coverage beginning February 1, 2027. If you miss Open Enrollment, you may still qualify for a Special Enrollment Period if you experience a qualifying life event, such as losing health coverage, getting married, having or adopting a child, or moving to a new service area.
Although enrollments completed by Dec. 31, 2026 will be effective Jan. 1, 2027, we encourage early plan selection to help ensure ID cards are issued promptly and coverage is finalized on time.
Jump to: Dental plans
Moda Select Network
Choose one trusted network for care
With the Moda Select Network, you’ll enjoy access to a large network of trusted providers across Oregon. Plus, you’ll be able to access the same great in-network benefits when you travel to Moda Select Network service areas in Alaska, Idaho and Texas, making it easier to get care when you’re away from home.
- Baker
- Benton
- Clackamas
- Clatsop
- Columbia
- Coos
- Curry
- Douglas
- Gilliam
- Grant
- Harney
- Hood River
- Jackson
- Jefferson
- Josephine
- Lane
- Lincoln
- Linn
- Malheur
- Morrow
- Multnomah
- Sherman
- Tillamook
- Wallowa
- Wasco
- Washington
- Wheeler
- Yamhill
Please note: Moda Health Select Network plans are only available to current Moda Health Affinity Network members. If you are not currently enrolled in a Moda Health Affinity Network plan, you will not see Moda Health Select Network plans when you shop during Open Enrollment.
Moda Select Network service area
The Moda Select Network is available statewide
You’ll receive the best care and value when you choose healthcare providers and services from the Moda Select Network. This network features the following health systems, along with other local providers:
- Adventist Health Portland (OHSU Health partner)
- Asante Health System
- Bay Area Hospital
- Blue Mountain Hospital
- CHI Mercy Health
- CHI - St. Anthony Hospital
- Columbia Memorial Hospital
- Curry General Hospital
- Good Shepherd
- Grande Ronde Hospital
- Harney District Hospital
- Hillsboro Medical Center (OHSU Health Partner)
- Kadlec Regional Medical Center
- Lake Health District
- Legacy Health
- Mercy Medical Center
- Mid-Columbia Medical Center
- Morrow County Health District
- OHSU Doernbecher Children’s Hospital
- OHSU Hospital
- Peace Health
- Providence Medford
- St. Alphonsus Regional Medical Center
- Salem Health
- Sky Lakes Medical Center
- St. Charles Health Center
- Tillamook Regional Medical Center
- Wallowa Memorial Hospital
- Willamette Valley Medical Center
Moda Pathways Network
For residents of Multnomah, Washington and Clackamas counties, we are offering the Moda Pathways Network with access to the Providence Health System of trusted providers and facilities. Our Moda Pathways plans provide access to all of your plan benefits close to home, but does not include full in-network coverage statewide.
When you're away from home
If you are traveling outside of the tri-county area and need urgent or emergency care:
- Elsewhere in Oregon: Urgent and emergency care is accessed through the Moda Select Pathways travel network.
- Outside Oregon: Urgent and emergency care is accessed through the Aetna® PPO Network through Aetna Signature Administrators®.

In network providers
To help you manage your health, you will be required to select an in-network primary care group. By establishing a relationship with a primary care group, you, Moda Health, and your in-network providers can work together to support your healthcare needs and achieve your health and wellness goals based on your medical history and wellness goals. Once you select a primary care group, your plan uses the Moda Select Network to provide coordinated, cost-effective care. With the Moda Pathways Network, you will have access to the trusted providers and facilities within the Providence Health System. Your Moda Pathways plan provides access to covered benefits close to home; however, it does not include full statewide coverage.
See if your primary care group is in the 2027 Moda Select Network
See if your primary care group is in the 2027 Moda Pathways Network
Pharmacy benefits
Your pharmacy benefits include access to the Navitus network, which includes most independent pharmacies and all major chains, except CVS. This focused network helps keep prescription drug costs lower while still giving you convenient access to pharmacies throughout Oregon and across the country. The Navitus network includes:- Costco
- Fred Meyer
- Safeway and Albertsons
- Walgreens
- Walmart
Locate a pharmacy in the Navitus network
Travel with peace of mind
The Moda Select Network provides access to a broader network of providers throughout Oregon, allowing members to receive in-network benefits statewide. Moda Select members also receive in-network coverage when traveling within Moda Select service areas in Alaska, Idaho, and Texas, as well as nationwide through the Aetna® PPO Network (Aetna Signature Administrators®), providing access to full-service medical care and in-network benefits both inside and outside Oregon.
The Moda Pathways Network is available to residents of Clackamas, Multnomah, and Washington counties and provides access to the Providence Health System's network of trusted providers and facilities. While within the tri-county area, members receive their full plan benefits; however, outside of this area and elsewhere in Oregon, coverage is limited to urgent and emergency care only through the Moda Pathways travel network. When traveling outside Oregon, only urgent and emergency care is covered through the Aetna® PPO Network (Aetna Signature Administrators®)
To get started, go to modahealth.com/find-care and select your network.
Dental plans in Oregon
Our network of dental care providers offers you the freedom to choose your own dentist, fast and accurate claims payment, and cost savings by staying in-network. Delta Dental of Oregon covers all of Oregon, and gives you access to providers nationwide.
Shop Delta Dental plans nowOregon — Delta Dental PPOTM Network and Delta Dental Premier® Network and Willamette Dental Network
With our individual and family dental coverage, you'll have access to the Delta Dental PPOTM Network and the Delta Dental Premier® Network. These are two of the largest preferred provider dental networks in Oregon and across the country.
The Delta Dental PPO Network offers a selection of more than 1,200 in-network dentists in Oregon and 117,000 nationwide. One of the largest dental networks in Oregon, the Delta Dental Premier Network gives you more choice, including 152,000 participating dentists nationwide.
Delta Dental Plan of Oregon also offers the Willamette Dental Network. With nearly 50 connected locations across Oregon, Washington, and Idaho, this network gives you seamless, personalized care no matter which Willamette Dental office you visit.
Dental provider search:
You will want to review dental providers that are in-network for the year that your plan will be effective.
Delta Dental Network
Wilamette Dental Network
Need vision coverage?
Looking for an affordable vision plan you can buy on your own? Our partner, VSP®, has you covered. Get individual vision coverage anytime, anywhere. You’ll enjoy:
- A full-service eye exam every year
- Generous frame allowance
- Lens upgrades like progressives
- Flexible payment options
- And more

|
Enrollment type |
Enrollment dates |
Info |
|---|---|---|
|
Pre-shop |
Oct. 1, 2026 to Oct. 31, 2026 |
Browse plan details in advance of open enrollment |
|
Open Enrollment |
Nov. 1, 2026 to Jan. 15, 2027 |
To change your medical or dental plan outside of these dates, you’ll have to qualify for Special Enrollment. |
|
Special Enrollment |
Anytime depending on qualifying event(s) |
Certain life events might qualify you for Special Enrollment. This means you can enroll in a health plan outside of the annual Open Enrollment period. Here are a few of the qualifying events that could make you or those you cover eligible: |
Are you eligible for subsidies?
Visit the Oregon Health Insurance Marketplace to see if you qualify for lower cost premiums. You can visit the marketplace to get the most up to date information on 2027 subsidies. If you do enroll on the exchange, consider a Moda plan. If you do not qualify for financial assistance, please return here to enroll directly.Go to Oregon Healthcare.gov to see if you qualify for lower cost premiums.
Did your carrier leave the market?
If you were notified that your health insurance carrier will no longer be offering individual plans in 2027, you may be looking for a new carrier for you. This website makes it easy for you to see if your provider is in our network and compare the cost of care you use most. With Moda Health, you’ll also have access to preventive care tools, resources and support throughout the year to help you stay healthy. If this sounds like you, you’re in the right place.
