Get money back when you see top-rated doctors with Garner

You have access to Garner™, an OEBB member benefit that reimburses you for out-of-pocket medical costs when you use Garner to find top doctors near you. Garner doctors have the highest ratings for quality care¹ and you get a higher reimbursement when you receive that quality care.

Adding your Top Providers to your Care Team

New requirement! To be approved for reimbursement, you must add Top Providers to your Care Team before your appointment. Garner will reimburse claims based on your Care Team before the appointment.

¹This program is not insurance. Moda Health Plan, Inc. (Moda) is not affiliated with Garner. Moda has contracted Garner for this service. Moda does not aid in data collection or provider scoring and is not responsible for any reimbursement from utilizing Garner Top Providers and does not administer HRAs.

²If members are on High-Deductible Health Plan (Medical Plans 6 and 7), they must first meet the IRS minimum annual deductible of $1,700 for a self-only plan and $3,400 for a family plan before they can use the Garner incentive.

³If you have an HSA, FSA, or HRA, you cannot be reimbursed by both Garner and your HSA, FSA, HRA for the same visit. That’s considered “double-dipping,” which violates IRS rules and could result in tax penalties.